Venmo: Send & Receive Money

4.5
Venmo: Send & Receive Money: 7.9.0
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Details

What the App’s All About

This is a financial app managed by PayPal, designed to offer users mobile wallet financial solutions conveniently. You can receive and send money right from your handheld device.

The Good and the Bad

Pros

  • Available for free – Venmo, besides the fact that it offers high-end services, is available for free to both iOS and Android users. One of the guarantees is stringent security parallel to that used in financial institutions, you can rest assured of the safety of your information and money.

  • Payments and fees – You can send money up to $2,999.99 in just a few steps. The good thing about this is that you can send money without any charges by using your linked US bank account. There are debit cards which enable you to send funds free of charge. For you to find out whether your card is free to use, you are to check the Banks and Cards option in the Venmo app settings. In case your card is not free, there is a subsidized transaction fee of 3% the amount you are sending. This charge is only applicable when sending money, but other transactions including receiving and transfer of funds are free of charge.

  • Payment Process – You can also send money to individuals without user accounts. However, the recipient would need to sign up to access the funds. The payment process is simple, as you are required to select the recipient, then you enter the amount you intend to send, enter a note describing the payment and once you are done you tap on the ‘Pay’ button to complete the transaction.

  • Available Venmo card – You can apply for a Venmo MasterCard and right from the app and use it conveniently whenever you are shopping. The card is accepted in stores throughout the US.

  • Cross-platform compatibility – The app is available for iOS and Android users, and will perform more efficiently on the latest devices.

 

Cons

  • No in-app funds return mechanism – Many cases have occurred of people sending funds to the wrong individuals. In such a case, having a funds return feature comes in handy as not all people are willing to reverse the transaction. As at the time of writing this review, Venmo does not have return funds revoke feature and so getting your wrongly sent money back is at the discretion of the recipient.

The Bottom Line

Venmo is a great app that has revolutionized the shopping experience and money transaction. Security mechanisms of the app are top-notch. You can install the app and have a whole new experience of sending and receiving cash and making payments whenever you shop.

Proffesional Review
Certrude McCoy

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